Hello and welcome to my blog. My name is JT. I am 26 years old and an avid saver and investor. I have found my niche for buying companies that pay a reliable (growing) dividend. Also, seeing the “free money” added back into my brokerage account (no work required) is motivation that this strategy works over time. It is not the sexiest strategy nor will it make me a millionaire in the next few years.  I have tried the penny stock thing and general trading to make a profit. I quickly learned it was not for me because I was too busy to sit in front of a computer to make the trades. I also found myself worrying about the volatility of the stocks I owned (even when I only had $500 in the market!). I didn’t know when to pull the trigger on a buy or sell. Now I just purchase quality companies at a fair price (a la Warren Buffet). I sleep easy at night even in periods of volatility due to the stability of the companies I partly own now.

My goal is to post my purchases, update dividend income, motivate others (and myself), share, and learn about investing. Dave Ramsey’s “Total Money Makeover” really got me into investing. I love this quote from that book: “If you will live like no one else, later you can live like no one else.” I am not trying to become the richest man or anything close to that. My motivation is to buy my time. I would rather buy things (stocks) that pay me versus a beamer, huge house, or a 5 star steak. It helps that my hobbies are very inexpensive. I like to run and play chess. I don’t have cable so I try to make it home from work to hop on the treadmill and catch Mad Money. I admire Jim Cramer’s passion for the market and willingness to share it. The energy level that he brings to his show (Mad Money) blows me away! Five days a week too. Also, the “house of pain” and “long vs short war” sound effects get me every time.

I enjoy reading biographies, dividend blogs, investing articles, self-improvement books, and the occasional fictional work. I will share my thoughts on the books I read regarding investing or other works that are of a financial flavor. The other reason for writing this blog is for me  to talk about investing, market, etc to the computer. I have found that talking about investing with friends, family, or co-workers is probably worse than talking about running (who doesn’t like hearing about weekly mileage!?). People roll their eyes or are instantly bored. In my opinion, everyone should be excited about a market pull back or purchasing some sbux stock! I have found that I am usually the only one that gets this excited though. Maybe you do too? I hope so because it is a beautiful thing!

Thank you for stopping by! I hope you get something from this blog. Have a great day and keep fighting for your future!

18 thoughts on “About Me

  1. Nice to have discovered your blog. Its fantastic that you are starting at an age of 25…your future self will thank you for it. You have a really long time horizon to build a great portfolio and build that dividend income stream.

    Best wishes

  2. Thanks for stopping by! I was lucky to have parents who talked about starting a ROTH IRA early on. It eventually grew into a passion for following individual stocks. I still have a lot to learn. Your site has taught me a lot!

  3. Well said. I also quite like the theme/layout.

    As for weekly milage I totally understand! Lol Of course they don’t know that I have (almost) 6-figures stashed away in the markets, while they complain about being broke all the time and don’t understand how I can afford to travel as much as I do.

  4. Thanks for the compliment on the site! They are probably living way above their means which sadly seems to be the norm. I watched the movie “The Joneses” a few years back, and it hit me about trying to keep up with the latest trends. Not worth it.

  5. Hi JT,

    Great blog, and congrats on your early start with dividend growth investing. You are already years, if not decades, ahead of most at your age:

    “Now I just purchase quality companies at a fair price (a la Warren Buffet). I sleep easy at night even in periods of volatility due to the stability of the companies I partly own now.”

    Best of luck with your journey. I look forward to following along.


  6. Hi JT,

    I like the quote you mentioned from Dave Ramsey. I’ve never read his books, but I agree with his advice. By starting at age 25, you will have plenty of years to let the dividends compound.

    I wish you the best of luck in your journey.

  7. I know you well enough to know this is the beginning of a successful journey! I’m glad you’re getting into this and doing so well. Buying your time will be worth it. I’m extremely proud not only of being your long time friend but I’m proud of the reason, motivation, and drive with which you are pursuing this path!

    • Thanks! I have been blessed to have people like yourself in my life to steer me down the right road and drastically reduce the learning curve. Hope to see you soon.

      Take Care Randy,



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